MultiCar insurance
Flexible cover
Set different levels of cover and excess for each vehicle
No claim discount
Each vehicle's no claim discount is kept separately. So if one vehicle is involved in an accident, the other vehicles' no claim discount isn't affected.
Uninsured driver cover
If your vehicle is involved in an accident caused by an uninsured motorist, we'll refund any excess you've paid.
How MultiCar cover works
Got up to five vehicles?
Adding vehicles to your insurance
And, if you already insure multiple vehicles with us on separate policies, transfer easily to MultiCar – just call us when one of your policies is due for renewal. You can buy cover for two cars online.
Your cover options
What’s covered
Loss or damage to your vehicle
Cover if your vehicle is lost, stolen or damaged
Your liability
Cover if you injure someone or damage their vehicle or property in an accident
Uninsured driver cover
Cover if you’re in an accident with an uninsured driver that wasn’t your fault
Vehicle recovery
If you have an accident we'll make your vehicle roadworthy with roadside repairs or cover up to £150 for accommodation or public transport
Driving other cars
Cover for driving someone else’s car or van (if you’re aged 25 or over)
Motor injury protection
Cover for you, your partner and named drivers for death or serious injury after a motor accident
What’s not covered
Electrical breakdown
Including problems with the on-board computers – as well as electrical components
Tyres
Any punctures, cuts or bursts – including those caused by braking
Resale value
We can’t cover you for any loss in value of your car after repair
*Take a look at our policy wording for full details on what’s not covered.